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How to apply for TVT housing

Get to know our range of apartments and consider your housing needs. The less you narrow down the location and building type of your desired housing, the easier it will be to find your new home. You can use the same application form to apply for housing at several locations.

Fill out the housing application

Your housing application remains valid for three months. If you wish to extend the validity of your application, supplement your information or notify of changes (e.g., desired apartment, income, family situation), please use the applicable electronic form. Do not submit an entirely new application; each applicant can only have one valid application at a time. Sending multiple applications will cause a delay in the processing of your application.

Maximum income limit

The tenant selection process for state-subsidised housing involves a maximum income limit as of 1 January 2025. Tenants for state-subsidised rental housing are selected based on statutory selection criteria (need for housing, assets, income) and a comparison of all applicants. The income taken into consideration is the fixed monthly gross income of the applying household. The income limit applies to both new applicants and tenants changing homes. However, the income limit does not apply to non-subsidised locations, housing intended for special needs groups, or situations where changing homes within TVT is due to reasons independent of the tenant (such as being moved to temporary housing or the building being demolished).

Examples of income limits to state-subsidised rental housing starting from 1.1.2025

Number of people in the household

Income limit

1 adult 3540 €
2 adults  6020 €
1 adult and 1 child 4190 €
1 adult and 2 children 4790 €
1 adult and 3 children 5390 €
2 adults and 1 child 6670 €
2 adults and 2 children 7270 €
2 adults and 3 children 7870 €

Maximum wealth limits in Turku starting from 1.1.2025

In the selection of tenants for ARA rental apartments, wealth limits are followed. Apartments can be rented to applicants whose wealth is below the limit.  Wealth limits do not apply to non-subsidised rental housing.

Number of people in the household Wealth limit
1 44 000 €
2 66 000 €
3 88 000  €         
4 98 000 €
5 108 000 €

 If the applicant's household gets bigger, the wealth limit goes up by 10,000 euros per person.

How your application is processed

  • Your application is processed within three business days. During the process we also check the applicant’s credit history, population register data and recent residential history.
  • Once everything is cleared, we will offer the applicant a suitable vacant apartment. Each apartment is offered and presented to only one applicant at a time. Viewings are arranged only for the applicant to whom it is offered.
  • If there are no suitable apartments available, the application will remain pending for upcoming vacancies.

Your housing application remains valid for three months. If you have not found suitable housing after this time, remember to renew your application.

Attachments for the housing application

All adults who are about to move in must submit the required attachments to the application before we can confirm the housing offer. Please do not send us bank statements as we are unable to process them.

1. Income

  • Employed persons: most recent payslip or incomes Register extract
  • Pensioners: certificate of the sum of your gross pension
  • Entrepreneurs: latest income statement and balance sheet; entrepreneurial income declaration form filled out by an accountant
  • Unemployed persons: receipt of unemployment benefits

The household income for all applicants is calculated as the sum of the monthly income of all persons in the household. For example:

  • salary and any monetary benefits or bonuses
  • unemployment benefits
  • taxable value of benefits in kind
  • spousal alimony
  • pensions
  • capital income such as interest, dividend or rental income
  • income earned abroad
  • adult study grant and adult education subsidy

2. Pre-completed tax return

All adults who are about to move in must submit their most recent pre-completed tax return.

3. Assets

If you own or have owned during the year preceding the application a co-operative apartment, real estate, or any shares thereof, you must provide a statement of the fair market value of these assets and any related mortgages.

4. Other attachments on request

If there are special circumstances regarding your health or life situation that affect your need for housing, please provide any documents related to these circumstances. Such documents may include, e.g.:

  • Medical certificate drafted for the purpose of applying for housing
  • Certificate of pregnancy
  • Certificate of divorce or pending divorce; agreement on the custody and residence of children under 15 years of age
  • Written notice of lease termination, eviction order or fixed-term lease agreement
  • Foreign nationals: residence permit and status (persons coming from outside the Nordic countries the EU) or registration certificate (EU citizens)
  • Health inspector's statement
  • Certificate of study place
  • Certificate of commencing employment

Rent deposits for the apartments

A rent deposit is an apartment-specific fee related to the lease agreement. The rent deposit must be paid before signing the lease agreement.The rent deposit can also be provided as a payment commitment issued by Kela or Varha for the entire deposit amount.

Rent security deposits as of 1 January 2018 1 room + kitchen/kitchenette EUR 450 2 rooms + kitchen/kitchenette EUR 550 3 rooms + kitchen/kitchenette EUR 650 4 rooms + kitchen/kitchenette EUR 800 5 to 6 rooms + kitchen/kitchenette EUR 950

Upon the termination of your lease, it is essential that the apartment has been cleaned and it is in good condition and that all keys are returned when the apartment is handed over. The rent deposit will be used to compensate for any potential cleaning or repair costs or cost for changing the locks if keys are missing. The rent deposit will be refunded after the inspection of the apartment once the lease has ended.

Do you have any more questions?

You may call our tenancy telephone service or send an e-mail. We will be happy to answer your questions.

Tenancy services

Telephone
02 262 4111
e-mail address
asuntohakemukset@tvt.fi